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Farm Credit Midsouth understands how the cycles of farming can affect your business. We will work with you to tailor a lease that fits your operation and your cash flow. We also understand the value of time. Now you can obtain Farm Credit Midsouth leasing through your equipment dealer or your local Farm Credit Midsouth branch. Your loan officer can assist you in deciding if a lease fits your needs, and the process is simple, quick and convenient.

Farm Credit Midsouth offers a range of flexible leasing options for vehicles, equipment and facilities that can deliver significant benefits to rural agricultural and utility businesses. We’ve been delivering leasing solutions exclusively to agriculture and rural service providers across the country for decades and have developed unparalleled expertise in the rural industries we serve.

Leasing can make financial and business sense for a range of rural businesses including agricultural cooperatives and agribusinesses, electric distribution cooperatives, rural power generators, rural communications and water companies, and rural community facilities.

A pickup truck next to some rolls of cotton

Leasing Available

  • Equipment Leases

    New and used equipment. A Farm Credit Midsouth equipment lease could become one of the most powerful tools on your farm. It lets you acquire the equipment you need today without tying up your capital. There are many benefits to leasing including: no down payment, improved cash flow, generally 100% tax deductible, fixed payments and a payment schedule tailored to fit your needs.

  • Vehicle Leases

    New and used vehicles.

  • Irrigation System Leases

  • Facility Leases

    A Farm Credit Midsouth lease gives you the power to acquire new facilities without tying up your capital. There are many benefits including: improved cash flow, sales tax savings, fixed payments, generally tax deductible and a payment schedule tailored to fit your operation.

  • Bin Leases

    At Farm Credit Midsouth, we strive to offer products that best serve and protect the customer and their farming operation. In today’s farming operation, grain storage has become increasingly important as producers manage and market their crops. That’s why Farm Credit Midsouth has developed a bin leasing program. With Farm Credit Midsouth’s bin leasing program, we can provide financial assistance to help you achieve your marketing and storage needs. The benefits of the Farm Credit Midsouth leasing program include competitive lease rates, flexible terms, annual payment schedule, simplicity, lower cash out which preserves working capital for the farmer, possible reduced tax liability and no dealer recourse.

Advantages of Leasing

  • Tax Deductions
  • Renewal, Purchasing Options
  • Choose Your Dealer and Negotiate Price
A row of electric cable towers in the field

Benefits of Leasing

  • No down payments so you can retain working capital for other needs.
  • Lower monthly payments to improve your cash flow.
  • Lower costs as you pay for only the life of the equipment you actually use.
  • Improved efficiency and reduces maintenance costs through access to current equipment and technology.
  • Improved efficiency and reduces maintenance costs through access to current equipment and technology.
  • Tax benefits with certain types of leases that allow you to deduct lease payments as expenses.
    Tax codes and decisions can be complex. You should follow IRS tax guidelines and consult with your accountant about the best financing alternative to lower your taxes. Always consult an accountant about which type of lease is right for you.

For any business, the real value of equipment lies in using it, not owning it. With Farm Credit Midsouth leasing, you can work with any manufacturer, negotiate the best price, and we’ll step in with financing for a wide variety of assets you need to run your business effectively and profitably.

  • Light and heavy duty vehicles From fleet vehicles and bucket trucks to tractors and combines.

  • Processing equipment For grain, dairy and livestock processing.

  • Facilities and buildings Including grain storage and livestock barns.

  • Infrastructure Including solar arrays and server farms.

Agricultural Financing

Many may think of agricultural financing in the Delta area as primarily focused on rice and cotton, but we know local agriculture like global agriculture is diverse. We welcome agriculturalists of all scales. We work with them and their unique operations to better the agricultural economy in Northeast Arkansas and Southeast Missouri. Whether you farm 15,000 acres, raise organic produce to sell at the Farmers’ Market, run cattle, have poultry houses or raise honeybees, we offer agricultural financial products to help you grow and prosper.

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A pallet being loaded into a container by a forklift
A dusty farm with a water tower in the background
A close up of brand new farm machinery

Comprehensive Leasing Solutions

  • Capital, operating, true and conditional sale lease options.
  • Flexible terms including length of term, frequency of payments and residual value of the equipment at lease end. Payment schedules can be set to match your cash flow and installation schedule.
  • Multiple trade-in and end-of-lease options including purchase, return or renewal.
  • Competitive rates through our national footprint and strong financial capacity.
  • Lease syndication options for larger financing needs.
  • Reasonable documentation requests and fast credit decisions, from 24 hours to within a week depending on the transaction size.
  • No surprise costs for things like installation, shipping, computer software, licensing or other expenses.
  • Fleet partner programs that include acquisition, maintenance, fuel, renewal and reporting.
  • Volume purchasing discounts, one-source specification and pricing comparisons, and selection assistance on transportation and material handling equipment.

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